Do you need our support?
If we are already working with at least one of your creditors, then we can help.
Please see below the creditors that we are currently working with.
The cost of living is rising, and many people are finding it difficult to make ends meet. People who have never needed support or guidance before are now needing that extra bit of assistance. It can feel like a never-ending cycle.
We’re committed to providing you with all the support and guidance you need. We understand that every situation is unique, and we’re here to assist you every step of the way. In order to effectively support you, we kindly ask for your cooperation. Please be open, honest, and willing to talk with us.
We understand how you feel
No-one likes being in debt. It isn’t a situation that anyone puts themselves in on purpose. The cost-of-living crisis has meant that all household bills, from shopping through to energy bills have increased. This has affected all households and the amount of people that are now in debt, has also increased. For some the level of debt is manageable and only temporary, but for others, there isn’t enough income to cover everything.
We know asking for support is hard. We know that making that first call, sending that email or responding to a text is difficult, but we are here to help, support and guide you.
We will listen to you, so that we understand your concerns. Our team is dedicated to helping you with your finances and improve your financial resilience. We’ll work with you to understand your individual circumstances and then create a personalised plan that’s right for you. We will review your benefit payments including discretionary housing payments, state benefits and hardship grants to try and maximise your income.
Struggling with your circumstances can be a scary thing, let’s take control together.
It’s no wonder that people often put off dealing with it. It can be embarrassing, stressful, and even frightening. And the longer you wait, the worse it gets.
We can do this together
Money Advice Trust – Shows that 3 in 10 (29%) UK adults are worrying about their finances every day, while one in 7 (15%) say they are regularly losing sleep due to the cost-of-living crisis. According to National Debtline, 4 in 10 (39%) wait more than a year to seek help with debt. And most of those people have been in debt for two years or more by the time they finally reach out for help.
That’s a long time to suffer
In that time, your situation is likely to have worsened. Your debt may have increased, your creditors may have become more aggressive, and your mental and physical health may have suffered.
Being in debt doesn’t only affect you, it will affect your family as well and not always in obvious ways. You might find your distancing yourself, because you want to avoid difficult conversations, or can’t afford to attend family events. What we have found though, is that with our support you can come out the other side, better able to manage your finances. Breaking that debt cycle and emerging stronger.
Supported me through extremely difficult times
Direct Review
The team at Welfare Together have supported me through extremely difficult times mentally and giving invaluable advice as to how to deal with things, many times I have wanted to just give up, but I then contact Welfare Together and I get all the information I need and support, there isn’t many organisations out there like this one
Long may you continue to help others, like myself, who are finding life difficult.
Direct Review
Through Tracey taking the time to assist me, I found the courage to seek financial help with Money Wellness.
Yesterday I had my DRO approved. I can't begin to tell you how much this has given me peace of mind and a fresh start. To know there will be no bailiffs knocking on my door or unwanted debt letters coming through my letterbox. I can now sleep at night.
Your amazing service has shown me such empathy and kindness. My faith in humanity has been fully restored.
Thank you for listening
Direct Review
Hello Tracey, thank you for today, I appreciate everything you have done for me, thank you for listening and thanks for caring, you are a lovely lady thank you.
Life saving organisation
Direct Review
I have used Welfare Together after the sudden loss of my husband. There were so many things that I had no idea of how to deal with, there was so much financial stuff I didn’t have a clue about. Their team have supported me through extremely difficult times mentally and giving invaluable advice as to how to deal with things, many times I have wanted to just give up but I then contact Welfare Together and I get all the information I need and support, there isn’t many organisations out there like this one, it’s personal and treats you like an individual not just a number on the other end of the phone, if they can’t help you there and then they will seek the information you need and then always come back to you.
Don’t let it get worse
If you’re struggling, please don’t wait any longer. Get help now. There are people who can help you get back on track. If you are not a customer of ours, please check out our debt advice page for charities that may be able to help you.
We can help
We understand what you’re going through. We’ve helped thousands of people with support and guidance to help improve their debt situation and improve their financial health. We can help you too.
